Samsung is putting stablecoins into 800 million phones, but there's a problem harder to solve than technology
You open your phone wallet.
Inside is everything you have: credit cards, ID cards, transit cards, boarding passes, membership points.
Now, it’s going to add one more thing—
stablecoins.
On July 22, at Galaxy Unpacked 2026, Samsung announced to the world: Samsung Wallet will natively support stablecoins.
The demo interface is crystal clear—USDC, send, receive, top-up.
800 million Galaxy phones. 61 countries. 19 million users in South Korea already using it.
No need to download extra apps. No exchange accounts required. Just open your phone and use it.
You heard right—the world’s largest phone manufacturer wants to make stablecoins a native phone feature.
Look at how deep this layout is—
In May this year, three Samsung subsidiaries—Samsung Securities, Samsung SDS, Samsung Card—spent $408 million to buy a 4% stake in Dunamu, the operator of South Korea’s largest exchange Upbit.
The CEO of Samsung SDS put it bluntly: this is to enter the digital asset infrastructure business, including stablecoins and AI payments.
The wallet is the face; the infrastructure is the core.
Samsung isn’t just adding a feature; it’s building a stablecoin bank inside its phones.
Someone in the industry said something particularly piercing.
Joseph Goh, Head of Asia-Pacific at crypto consultancy Areta, said:
"Distribution is a scarce resource, and Samsung has a huge distribution advantage."
What does that mean?
The biggest pain point in crypto over the past decade has been "how to get ordinary people to use it."
Wallets are too complicated. Private keys are intimidating. Lose your mnemonic phrase and it’s gone.
Samsung says: no need to learn. I’ll install it for you.
It’s right there when you open your phone. Together with credit cards and transit cards. The balance looks less like a crypto wallet and more like a bank account.
But there’s a problem harder to solve than technology—
regulation.
Samsung itself said: launching first in some countries this year, then gradually expanding according to each country’s regulations.
The U.S. is the first confirmed market.
What about South Korea? The "Basic Digital Asset Act" draft was released in April, covering trading, custody, regulation, stablecoin issuance—but the implementation date is not set yet.
Technology is ready, but the law hasn’t caught up.
To be honest—
Samsung has done something the crypto industry hasn’t achieved in ten years:
put stablecoins into ordinary people’s phones, making them look less like "cryptocurrency" and more like "money."
This isn’t just adding a wallet feature.
This is turning the "digital dollar" into a phone factory setting.
Finally, a question for you—
If phone wallets widely support stablecoins, what would you most want to use it for?
Cross-border transfers? Sending money to family and friends abroad without waiting three days or paying 5% fees.
Traveling abroad? Paying right after landing without currency exchange or bank fees.
Everyday spending? Linking your Galaxy Card and just tapping at physical stores.
Or... getting paid?
$BTC$SAMSUNG$USDC#三星钱包将接入稳定币,支付场景继续扩展
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